Agent-native personal finance
Stop budgeting in someone else's categories.
Clawfin turns your raw financial ledger into the way you actually think about money: projects, purposes, people, receipts, collections, reimbursements, and the weird exceptions that make your life yours.
The problem
A category tree is too small for real life.
The same merchant can mean different things in different contexts. A flight can be vacation, work travel, a reimbursable client trip, or part of a tournament weekend. Most finance apps ask you to pick one bucket and live with the distortion.
The Clawfin model
Keep the facts stable. Let the meaning adapt.
Clawfin separates the canonical ledger from the semantic layer an agent builds around it. Your accounts, balances, transactions, holdings, and receipts stay auditable. Your categories, projects, entities, and notes can match how you actually reason.
Sources
SimpleFin accounts, CSVs, receipts, investment holdings, Pokedata, and future adapters.
adapters Canonical core
SQLite stores normalized records with provenance, idempotent ingestion, and snapshots.
ledger Agent memory
Durable facts about payroll, rent, reimbursements, merchants, people, places, and preferences.
memory Semantic views
Saved slices like Pokemon P&L, work travel, tax buckets, split expenses, and net worth.
views Agent review
Automation should ask better questions.
Clawfin's agent does not need brittle rules to fake intelligence. It reviews new activity, applies memory, organizes the obvious parts, and asks for help where the context is genuinely ambiguous.
PayPal / Typefoundry was $84. Was this client work or a personal purchase?
North Star Books looks like reference material. Should I attach it to the Acme identity project?
Ace Hotel Portland overlaps a client retreat. Is the hotel reimbursable?
Built for messy money
Your finances probably do not fit a preset taxonomy.
Trips and events
Group flights, hotels, rides, food, registration fees, and reimbursements as one real-world project.
Freelance work
Separate personal spending from client expenses, irregular invoices, business tools, and tax buckets.
Shared expenses
Connect rent, utilities, Venmo, Zelle, settlements, and partial repayments without calling them income.
Alternative assets
Include cards, collectibles, crypto, and other holdings in a net worth model your bank app cannot see.
Early updates
Help shape Clawfin.
Clawfin is early. The interest list is for people who want development updates, private demos, and occasional requests for feedback from people with complicated financial lives.